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Insurance Benefits

The Missouri Society of CPAs has partnered with trusted carriers to provide a wide range of employee benefit programs for MOCPA members and their families. Select from a variety of plan options that can be tailored to meet your needs.

  • Health, Dental, Vision and Medicare
  • Life, Care and Disability
  • Liability and Cyber Risk


Association Health Care Plan
MOCPA, in conjunction with the Missouri Chamber Federation and Anthem Blue Cross and Blue Shield, now offers an Association Health Care plan available to small group employers who are members of a qualifying Chamber of Commerce, and have between 2-50 eligible employees. This plan brings small businesses together into a larger, self-funded pool in order to get lower, more stable insurance rates. In addition to Anthem’s stop loss coverage, the plan offers competitive, medically underwritten rates; fixed, predictable monthly payments; a variety of plan designs, including 10 PPO and three HSA options; Anthem’s Blue Access, Blue Access Choice and Blue Preferred networks; coverage for claims run-out/terminal liability coverage; and streamlined administration.

Health Plans and Self-Funded Health Plans
In addition to ACA fully-insured health plan options through Anthem, UnitedHealthcare, Aetna and Humana, MOCPA provides small groups the option of an ACA-compliant, ERISA self-funded major medical plan design that can save 10-30 percent on annual premiums. These plans offer one predictable monthly payment; protection with stop-loss insurance, should your group’s claims be higher than expected; and day-to-day plan management.

Dental and Vision Insurance
Through Delta Dental, MOCPA members have the freedom to visit the network dentist of their choice and to select any dentist on a treatment-by-treatment basis. Other benefits include no waiting periods, no balance billing, and an open enrollment period. Click here for more information about dental benefits, and click here for an application form. DeltaVision offers members customer-focused solutions for today’s cost-conscious environment. These eye health benefit plans are customized to meet your needs for service, value, access and choice. Click here for more information about vision benefits, and click here for an application form.

Medicare Supplements and Medicare Advantage Plans
MOCPA can now search the top 10 Medicare Supplement plans available. Whether you’re turning 65 and looking for a plan or want to review your current plan, the society can guide you through options. MOCPA also offers Part D prescription drug plans, as well as Medicare Advantage plans that can save you upfront premium dollars while providing comprehensive health benefits including prescriptions, dental, vision and more. 


Life Insurance
MOCPA offers a wide selection of quality life insurance options for its members at an affordable rate, such as through New York Life Insurance Company. Current MOCPA members can click here for more information, and new MOCPA members can click here to access a special offer. In addition, the society has partnered with Life Solutions Group, LLC, a company that works exclusively with clients who were previously declined or have been paying high premiums due to health concerns, to help members receive quality coverage.

Long-Term Care Insurance
MOCPA has partnered with Mutual of Omaha to provide members with customized long-term care plan options. Mutual of Omaha provides quality nursing home and home care plans to MOCPA members and their families. Hybrid plans can offer a guaranteed premium and cash value or a death benefit if care is not needed, whereas traditional plans typically offer deductible premiums for business owners, Medicaid asset protection, and more extensive benefits.

Long-Term Disability
In the event you get hurt or become too sick to work, a Mass Mutual policy offers portable, non-cancelable coverage to age 65. With as few as three individuals, you can get a 15 percent discount on premiums, and with 21 or more individuals, you can get a 25 percent discount. The society also offers group plans for long-term disability coverage through MetLife; click here to learn more.

Supplemental Benefits
Get coverage for a wide range of situations, including accidents, critical illness and cancer, to help offset expenses and compensate for lost wages. There are also options for accidental death and dismemberment policies through MetLife; click here to learn more.


Professional Liability
Reduce exposure and protect your practice with coverage options through MOCPA in partnership with CAMICO or Great American Insurance Group. The society’s professional liability insurance rates have saved members compared to their past policies. In addition to comprehensive insurance coverage, policyholders have access to a wide range of practice management knowledge and tools.

Cyber Risk Management
Given today’s high-risk cyber environment, companies are taking measures to ensure they are equipped to handle a system hack. MOCPA has several comprehensive and customizable cyber risk management plans to meet the needs of organizations of all sizes.

Business Overhead Protection
This coverage through MetLife is designed to help members keep their business running by paying their share of their firm's overhead expenses if they are unable to work due to a covered disability. 


MOCPA has licensed insurance professionals on staff who continually search the market for better ways to provide cost-effective benefits to members, and work to make the process hassle free for you!

To learn more about any of MOCPA's employee benefit offerings, and to take advantage of the society’s association prices, please contact Pete Shea at (800) 264-7966, ext. 121 or